Daf Yomi Bava Metzia Daf 70 by R’ Eli Stefansky

[Music] is very good morning oh now we can sing a song ah [Laughter] [Music] [Laughter] [Music] so what day is it okay I'm back in America it's great to be back so I'll share with you the story some of you heard it some of you haven't some of you cheated you listen to the Hebrew Shear it took us 28 hours to get home why we're on a flight from Chicago to Austria and we're supposed to go from Austria to we on the flight and we're row 14 all of a sudden there's an announcement is there a doctor on the plane so the doctors's come to my row a guy elderly guy he's not feeling well something with his heart they're around him they start shooing with him one hour two hours you can't go to sleep you can't learn you can't really do much there's a lot of smoing a lot of TL and then he gets up to go to the bathroom he goes to the bathroom he comes back and then he collapses he's on the floor they bring out the Shocker and they start shocking him and they like 15 second CPR they start doing CPR we're sitting there and this kids and the disaster disaster and then finally this machine talks to you we have one of these machines it's like no shock know this don't do no pulse we're it's like telling you a live live commentary commentary anyways they they decide to land in Ireland he has no pulse and they they land in Ireland and then they come onto the playe in Ireland they don't let anybody get up now I get up you know go to the bathroom you sit in your seat they come in and they start working on this dead guy for over an hour and then they say oh he's dead okay fine and they they take him off in front of everybody and uh it's a whole mat then of course we miss our connecting flight so we end up in Cypress and then we made it here 1: in the morning but we're back we're happy to be back the crazy thing is that this is the second second time it happened to me and my wife on our Row the time was the guy right in front of us now he on our row both guys were Austrian descent or whatever in their 70s I don't know what it means exactly L cigarette you could say it's a killer da that's what you could say maybe we're a killer do best that's it I can't you you got something better if you're if you're Austrian if you're Austrian what oh yeah yeah we're getting there we're getting there all right a 10year old girl was great thing in Chicago says Mr official gross when a term is used incessantly such a sale best new improved Etc it loses its loster the pun of marketing term for this phenomenon is known as a semantic Satur semantic saturation the same is true I have no idea what he's talking about if you guys I'm just reading for you guys that understand English the same is true when everyone with a Talis is called a rabbi and anyone who might be legitimate Rabbi is upgraded to harag this is known as tidal inflation as Gilbert and San wrote in the 19th century when everyone is a somebody and no one's an anybody while we're the there's definitely a pecking list in the mishna which prioritizes K and who gets saved first reaching their own potentials it's about the Mr official gross Ariel we said this already ma Tower MD Willie bulk of Englewood New Jersey on the birth of a baby girl ma see a lot a lot of Willie was very instrumental came to the final push in mon at the charity invent and he he got somebody on the phone he got like $10,000 from the guys the sponsored by Anonymous for the safe and Speedy return of all the hostages shom Shalom here we go the Zoomers are on in honor of our daughter's wedding tonight Kan and pine all are invited to attend the wedding tonight at a terce Brooklyn New York it's a memory of my wife's mother and then y headquarter Coffee corner week this art of the month you need everybody's okay I looked into it the baby's okay everybody's okay so I'm not saying this anymore right it's a good thing I stopped saying it three days ago MD y headquarter coffee the kid is like three years old right now the op everybody's invited to the option MD go to Coffee corner week vladislav zacharov in the that I finally find the job I received the email you saw that y there's an email that somebody offered this guy like you did good galic all right we are back no asked me say why did these stories always happen to you so happens to me that my sons were also right there but they didn't even notice what was going on I like say hey by the way so some people don't notice things but I guess stor is my way so I have something to tell no you don't want to go on trips with me no all of you already did we didn't have any great mes did we nothing interesting def by death great like something to say over we're holding on the bottom of B all the way on the bottom we were talking about ESP special when it comes to a ship if you rent a ship addition to the rental of the ship you pay a little bit here's a couple pictures here of a guy with a ship here's if you cause any damage to the ship you have to pay for that as well a little bit of in it's a little bit of a contradiction because if you're if you're responsible for damage of the ship then you're like a borrower if you're paying for the entire ship you're paying for its Value Plus you're paying rent that could be a problem of ribus but as we explained yesterday is not such a big issue because we're dividing it you you're not taking responsibility for everything you're taking responsibility for the end if there's damage in other words it's like we said yesterday like a cow if you take responsibility after it dies okay that's that you could separate that you're not saying you're taking responsibility on the entire cow if it dies you could take both it's not considered rib soash says kufra means tar so since they would coat the outside of the boat with tar so they called them the these ship owners were called here's would be right over here you have to pay the rental fee up front and we know so it's a little bit against what we do you have to by the way before I forget I have to give a tremendous tremendous ma to our that took the deero test on 1,800 D it it just you know these numbers we keep saying and next they do it every you know P andus it's another 150 another 100 last time we said 1500 1,800 da on a dearo test not a not a test a dearo test I can't explain to you how hard the you cannot talk to these guys when they're done with the test their brain is literally fried it's hours upon hours I don't know how many maybe eight hours of intense concentration intense there's no learning there's no nothing it's like complete meltdown like they work like M I want to give them a tremendous Maz and not only that I know that some of them got from the highest scores in the world in the world maybe even the highest in the world so and not in this particular test but in the past test I know the the Bell are I know my Kus gets 99 consistently so a tremendous very very proud to be they sit here and they learn in this Bas marriage every day it's it's a big big to be the B was here they work on it they work the whole year on it it's not like oh the test comes up they have Pro program Karo all day every day and that's a one of the people I'm very um I should say the most proud of probably the K Jacobs because he doesn't come with that brain that the Belzer has has he wasn't born with a a photographic memory some of these guys elim has a tremendous B he's a regular average guy that works extremely extremely hard he's here to 4:00 in the afternoon from 9:00 in the morning to 4:00 in the afternoon he eats a sandwich in between Z so you come here every day see him just they did okay it should give us all that's why I'm saying the story 1800 I think anybody could do it because when I met he in a CO but I we when we took over the KY we switched it into doing these de tests and very proud of it all right and if it breaks the ship breaks like this then you pay there's a story about for some reason he ended up by this uh of some sort of a reform sh and one of the things they said how is it he said it's like he says why because it says from inside and outside [Music] we're back Bo says okay it's a Min right you could say a lot of M hug jokes over here it's a Min so what if it's a we're saying okay these ship owners they they have a minut that they they do they do it wrong so what it doesn't make it right says it's the opposite not because it's a that's why we say it's m because it's m it became a once we say in the BR like that then it becomes I'm telling you I don't I I seriously is there any anybody here first of all let's let's let's say this if you missed a lot of D during PES and you fell behind it's not a big deal if you're here we're going vter we could start the the newus it's as if nothing happened you don't need to know what happened yesterday we could start from today I personally do not understand the whole commotion over and why people say wow it's unbelievable I don't see it what why you smiling specifically you why you find it difficult some some of C okay like more than more than what we had in B it's gonna be so complicated let's see today's in fact we have a little bit of a and a little bit of tomorrow I was here I wasn't here even where I was I wasn't I'm I'm I'm not here now you understand I got home at 1:00 in the morning we didn't go to sleep until 2 okay seriously his father he has no money what do you do let's try to take the father's money and invest it lend it out to people they can live off the interest if not what's going to happen the won't have any money tomorrow few years go by until the it won't be anything makes no sense what you're saying you going to feed them now listen to this this is scary stuff I guess wanted to show how serious he was about this so he [Music] says who eats something that that he doesn't deserve interest they should go and visit their father they should they should go be buried in other words it's impossible for y to take ribus what are you talking about and therefore so he tells my friend tell me tell me what you heard it's impossible that said you heard oh you to take R from no no there was some sort of story that happened and you inferred from the story that you allowed to take ribs from H yeah yeah that that he's involved in ribbers give him ribbers he gives his money and he gets back ribbers was the sons of that had a here something like this a copper dud copper vessel took hear of this now it just so happens to me I learned the many many times I don't remember but in AAR there's a su over there where you do AAS you take a CLE and you put into another CLE that's you know with boiling water so it says over there that myva had a CLE that was so large you couldn't fit into any other CLE it was the giant CLE so what you you couldn't do I get into it okay perhaps this is what he's renting like what why else is he renting you don't have a pot at home you go to the pot rental place no sometimes you need a giant CLE so you go to this to him he has this giant one he would weigh it on a scale you know in those days it was different they they operated differently today you buy a pot and that's it it's you can use it a thousand times no you buy a pot made out of copper you only have a certain amount of times you can use it every time you use it first of all some of the copper melts away so right there and then you have a problem so you have to weigh it you weigh it it weighed 25 lbs when you rent it he comes back it's 24b the renter owes one pound of copper and then when he got it back he would wait again and see the difference he would take a rental fee and take a fee for the missing CER if you're taking a rental fee you can't take the depreciation of not the depreciation that's wrong word because I want to use it soon you cannot take the missing copper you're going to take from the missing how do you say what a better not no the the loss of the copper loss of the copper is better huh no that's in a second and if you going to take the loss of the copper again it went from 25 pounds to 24 pounds of copper you can't take rental why once again we're talking about ribbers again hold on well you'll see why why I'm bothered by this next word again throughout we had this idea that if you take responsibility then you once you take responsibility I can't charge you on top of that if you take responsibility for loss then I cannot charge you rent if you're a renter then there's no loss so you can't jump onas I can't say you're sh plus you have to pay rent if you're sh and you take all responsibility so anything that you pay of that responsibility that's already ribus oh so that's what the is going to answer I I I see what you're saying you're wrong if that's the case don't prove from here anything about ribbers by because even adult those with beards and over here beards is not a joke we're not saying there's actually brought down beards in other words there's a kid that's 12 years old there's a kid that's 13 years old he doesn't have a beard but that that's not when he's a businessman a businessman when he has a beard when he starts now he's an adult he's a 18-year-old Bas you look at our 13y olds you think they could do business a 14-year-old could do business kid with a beard maybe 18 19 year old oh he's saying even an adult you're allowed to do this why but there's two problems here this the devaluation of the pot every time you use it it goes down in value but there's also the loss of the the copper and the loss of the copper is in is is something that you have to pay on the side so there two things that's not ribb don't prove anything from that story you're permitted to lend out the money so that can make some profit said if the Yum is is guaranteed a lot of profit and very little loss which is the worst way to do it for regular two people if they do that that is basically ribus when you guaranteeing somebody what is ribus I'm guaranteeing you a return on your money so so if I'm telling you that you are guaranteed mainly profit and very little loss that's basically ribbers not a lot L low risk Investments it doesn't matter how much profit so long that I can tell you you're being you're going to get little I I wanted to say like that but it's not really like that it's not high it's you're taking a little bit of the loss a lot of the profit more profit than loss okay not high risk and that but okay we'll see in a second when two individuals not a y we said we could do it with a Yas because we want to give him money we're going to explain a little bit later why maybe towards the like the last L of but two individuals that they do a deal where he has high profit low loss the reverse if you do a lot of you take upon yourself loss and very little gain you're you lend out money you say I will take a little profit and a lot of loss I take upon myself most of the loss and take a little profit if it's 50/50 either profit and loss a lot of profit a lot of loss or a lot of lot of loss a little loss and a little profit call this is what people do you were talking about more like here there's this thing like they they'll they'll sell you loction right especially to people are not naive people people without internet or whatever you know let's say listen we have a a nice property deona it's right now you can get it $100 per dunam we're going to build a thousand apartments on it you're going to become a millionaire that's but they tell you the opposite they m in two weeks there a two weeks tell you I know the government I spoke to the guy M happening stay away stay away the bottom line is what do we do when we have what do we do how do we take care of his money we make a we put together B and we give them what they need to eat as they need to eat a dollar here a dollar there but at the end of the day is not going to be any money left over you're not talking about gazillion here you're talking about a regular average guy that died he left over $10,000 what are you going to do eventually there's not going to be any money left so what do you do this is Mishi a lot of people have this here something like this they have a guy that you know has a just a few bars of gold or whatever pieces of gold the point of this gold is that it has zero cimon every piece looks the same so no one gave it to him as a deposit or anything because you cannot differentiate between them so if this guy has some we take some gold from him BL it and then we give him the money that he should give the mostly profit very little loss only if he has gold now I'm not saying that this is what it means like gold more means it means like pieces of gold but the bottom line is do not use a watch a car as your collateral why perhaps it's not even his he takes their money he gave bezin in return a car it's not even his car it's somebody else card that the guy gave it to him as a deposit the owner will come and take it away very easy to find these guys that have a lot of gold sitting around what if you don't find so if this is your best advice you have to find a guy with a lot of gold and if you're neighborhood right here in this neighborhood it's not like a this is a poor neighborhood nobody in this neighborhood has bunch of bars of gold sitting around so what do you do over here so is going to lose his money actually I just remembered there was a whole video of they went into like they went to God into this guy's house it's part of Kamas and there's bars of gold they they they're sitting on gold over there right you know what I'm talking about gold and then uh I don't want to say that Russia's name his sister was arrested in she had a lot of gold chains and a lot of gold stuff okay people that have extra money they have a lot of gold sitting around so what do you do but if what if you can't find some like that take a guy that has real estate and that has no ear nobody there's no rumors about his real estate it's his he's a he's a honest person he listens to and and he never had against him and again we do this of and we do this in bzden says Rashi very interesting we have to come on to this hez the basically bz say listen it's not it's not ribb it's not a ribus payment says Rashi it's B taking away your money giving it to the Simon all right sponsored by Kid noas oh I didn't put it in you have to remind me you have you have the lotion icess thank you like this one no you're the one that gave me this changes tomor this one okay in my uncle in honor of the LeMans sponsoring SP for the daily n Tom learning by official and by the brothers for the of grandfathers all right my got on a plane yesterday he thought that my son AKA who was by us yesterday whenever it was when we left America and he flew to Los Angeles got Los Angeles thrown up a lot got on a plane flew to Los Angeles to bring him to the ER Mar I think he's okay but uh he's a very dedicated grandfather says yeah this on top of I mean has to do surgeries and everything but he just takes off a day if that's what the grand child needs that's what he needs sponsored in recognition of myself and of all the MD again I'll mention because I don't know if you guys were watching or not but Mark ashkanazi was up with me every single day in America where was 12:00 1:00 in the morning didn't matter because I did two the English and the Hebrew usually ended after one in the morning many times Fridays p p was with me on the computer until y so tremendous tremendous pay him back but there's a lot of there a lot of pe oh here he is he's vacation time go to sleep I'll see you in three months I'll be back in Chicago unfortunately in the in the summer all right like that on the thing switching my the the the the charts and the whole thing all right oh so let me I'll explain for 10 seconds there's a because the charts go on together with me and there's my face the charts this that so there's a there's a big there's a program behind the scenes I don't know I don't even know how to do it I don't know how to set up you have to set it up and it goes on YouTube and zoom and combin everything together and when I push the button here the chart goes on some I put the chart on and I forget it and I keep on talking and then I see that he moves me puts me back in switches it he has to be there the entire so we discussed this fancy word of saying that it's a guaranteed sheep in other words it usually happens secure cheap I'm a a uh oh the same barel the same barel yeah yeah okay we're we're not on top of things I'm a Shepherd I guarantee the owner full refund on all the sheeps I look at all the Sheep I say you have $100,000 worth of sheep and a month from now I will give you $100,000 for all the sheep that you gave me now if a wolf comes and eats up half the Sheep if a storm comes and kills them if it's too cold and they die I'm giving you $100,000 so it takes full responsibility full responsibility plus he's sharing profits of the sheep 50/50 with the owner what is that called R ribus he's taking full responsibility plus he's giving him so the guy the guy gave him $100,000 and the guy gets back $110,000 if this profit so that's why that if makes it aak aak ribus it makes it a the rib cuz it was guaranteed 110 that's ribus right me means the fact that it's if makes it a little better so here's I pushed it too early let's do that again here we go he gives no something I know what you're saying no it makes it a Okay so they split the the prophets he gets his 200 back plus 25 Prophet that's a problem you could do this to a non-jew why because it says in the T right so we're going to see borrow from a nonew with interest could lend them so two somebody like so that has the you could lend and borrow from you the Jew borrowed from a non-jew money and you're paying interest you could go ahead and give that over to another Jew however you have to have permission from the non-jew because if you cut the the the non-jew out of this then it turns out that you are giving the loan from Jew to Jew and that's also again you borrow from a non-jew that's M with ribus you went to a non-jewish bank you took out a loan you cannot take that loan let's say you leased a car I don't know whatever something like that so you want to transfer your lease to somebody else that's a problem you say well I'm paying him the so he'll just pay no it came out that I'm giving you a loan and you're so it looks like I'm giving you the loan so you have to go you have to have the the guy involved there so on the first part of the M that it's when you guarantee a return you take the sheep usually done with sheep I'm taking your $100,000 worth of sheep I'm going to give you back $100,000 I'm guaranteeing you the $100,000 plus profits that's Rivers remember so it seems like that the shepherd the Jewish Shepherd he is in charge over here it like the Sheep are like his he took full responsibility if so if that's the case so if the owner of these sheep is a non-jew it should turn out that you're the full owner you're the one taking full responsibility so these should be considered yours and you should have to give the first born to the if the non-jew accepts upon himself any kind of mishap and if it goes down in price he takes the responsibility then it's considered the non-jews so what's the obvious question that's not means that the Jew takes responsibility if the owner takes responsibility it's no longer why is that consider why are you telling me two cases ask the classic question you tell me a case of a Jew and a case of a non-jew just tell me two cases of a Jew there's a case of a Jew that that the owner takes full responsibility therefore you don't give a it's the owners but when you the shepherd take full responsibility then you do give a you the shepher has to give why why you involving here must be that we're talking about so means that the owner gives over $100,000 worth the Sheep to the shepherd the shepherd takes four responsibility $100,000 and they divide the prophet you're asking me that's the case why isn't the Jew in right it's it's his it's his animals also he's getting 50% of all babies so why doesn't he have to give any of them to the the to the the reason is there's something called sad I'm sorry that if the go is somewhat involved over here that gives it a there's no if the guy has the right to come over and say I have a lean here on the animal you didn't pay me whatever and I'm going to start starts grabbing your animals and you can't do anything about it if that's the case you don't have to give even though it didn't happen yet and you might pay him off nicely and he'll never come and grab your your uh your newborn animals nevertheless he's involved over here he has some sort of over here there's no if you don't pay him up he'll come start grabbing the adults if he doesn't find larger animals he'll take whatever he get his hand on the the hand of the go is involved that we didn't know yesterday anytime there's the ability of the go to come and grab some of your animals just that ability makes you Potter from we have a little bit of for those who say that is difficult a little bit of somebody who increases his wealth through interest at the end of the day take your money and give it to the port is there any in this not really you could assume the any time you do not ver you're not going to gain from what's says we're talking about King sh Mala she did something over here sh Mala would give money to the poor actually the mar says not like this picture Mar says how did he give he was the Persian king like all getting that the the Persians they built Bridges so that was giving to the poor you build bridges for that used to use I guess that's considered giving to the poor huge bomb here if you receive money from a non-jew interest payments Hashem will take that money away from you and give it to the to the poor but what's the question everybody's bothered I thought you allowed to take money from a go what about all the all the years the the the the non-jews hated the Jews why because we were always in the rivers business no we always own the banks they're not allow to do it we did it we took advantage what's going on here it says in the you should bite a in in interest does does it mean you should take interest from him that the GU could take from you you're allowed to take a loan from a guy okay that's also big not that you lend money to the guy that you borrow money from the guy at interest with interest payments that's okay as what it says in the T that you should take money from a guy and pay interest what the you to take money on with interest and if I don't want to give a guy interest I want to I want to take a noninterest loan from a Jew from a I can't do that it seems like the t is that you you should is a Mitzvah Mitzvah go take your what all your money that you have give it to the guy sorry take money from a GU and pay him interest why says no no no that's not what the means it means that another Jew is not allowed to take from you only a guy is allowed not you not another Jew it says in the that two Jews and take interest from each other what does it say in the Torah the Torah says that so there is a concept here it is we're going to be but a Jew only gu and so that's a la that came from an and any La any no that came from a yes has the of a yes so we have two for taking rib in our M top of the over here it says three lines down that you to borrow from a and you it says you're permitted to take rivet from a non-jew only to survive not to be profitable and make a lot of money that's one not brought down yet oh yeah it is talking oh stop before we go there rash over here says that means because if you take more than from a you start profiting from a go then you might come to take ribbers from a Jew it's Exar to do it what US get used to it exactly before you guys jump up I have to tell you so he's already jumping are you allowed to take rivers from a go yes or no we see that Jews always were in the business so how are they allowed to do it it seems like from the a little bit a little $10 a day what's enough to have a sandwich and and a cup of water what's doesn't mean to to pay for your rentals and your your cars and your your vacations all relative no no no it's not relative to survive in in airport with with a little the potato chip that's what it means so and it says a second later only so who could do it oh all those Bank owners are the rells whoever they were who are the bank owners so so let's just read this line and then I'll tell you what says and in the the whole idea is because if you're only dealing with all day long you have zero Jewish clients because you're a bank that only lends to non-jews the Jews can't come to you we're not concerned about a Jew learning learning from his ways says the says he's passing like this that since today we are so involved with the anyway so we're we're to without woring lending to and we don't have to worry about it even more than even if you're not a huh [Music] hold on have a wonderful day what