Liability For Indirect Damages According To Halacha - Rabbi Yakov Zev Smith

yeah and now he's beside himself he took out a German sit was the insurance broke his fault that he didn't do the good job talking about a few hundred thousand dollars of damage who has to pay question number two and air Lucas Schuyler someone heard about someone that had a potential job and he bad mouthed the person he said some bad things about the person and the person would not get the job directly because of his mighty shamrock it wasn't true but people talk King Amanda Ryan he realized yes to our ketchup tunnel whenever he watched in horror then he started thinking maybe I have to pay yourself because the person to lose a job third Shila which is must be a true story amb were fighting during the winter a - a snowball that be be bent down and the snowball went and hit a third person happens to be with the receiver but that's incidental and I broke the Russians glasses so the question is just I have to pay so if you notice these and many others we have a specific focus today we know we learned our bodies lose ikan your Mazda have to pay what stylo so when you cause damage the one that bent down didn't throw the snowball because the damage the broker that was negligent in the paperwork didn't burn the house down he was negligent Lashon Hara of course is a terrible negligence but he didn't ruin someone's house he caused him to lose his job and not get the job so we really have to figure out how does I love you when you cause damage as opposed to doing damage but really the truth is the first timer for that have to learn whenever you talk about fudge to miss but is it's not a question of how much you have to pay that's a bit the of it the first time offer in case you missed but is a person has to be careful you know we're very much money and sense minded how much clay oh but it's more than that if someone is magic someone else it costs to give all the guide must nephesh because the star Robinho Nina in the beginning of office how much the beginning of all this right my cigs oh and any news ikan any damage that we do is included in my cigs own according to our you know you know there's an Easter derisive to do damage the a drama and of a pastor that off I school Sian you now a lot of cause damage he says either it's left me evil I see their Mitchell or its we have to react a chimera to assuage erisa the kind of innovation and giemo clearly says that if a person's not careful and he damages someone he's over on the after Africa micro some here this also a service shop the Mitzvah Chavez ave de you have to help someone prevent the loss not cause a loss or not make a loss and the truth is it's not a steerer they're all true and that's why it's noteworthy that the first halakhah the first words of health is thes ikan famous but Shania has a whole group of outlaw fights the first words is aweso logic mamaan kaveri step one you have to be careful they say a beautiful story a child came to her house in ich he was ready to be for Herod I myself above a comma okay Anthony she asked a question when you're passing a knife was it a collar knife to someone how do you pass it you hold on to be handled and extend the blade or hold on to the blade and extend the handle which way the old it I mean you have to hold on to the blade it's not safe or you maybe say yeah fucoidan so the boy didn't know I just told him it's a tasteless in bava kamma sobs I am 'days hoister yes my list marshal logic we shall oh you suck after more careful not to damage them get damaged so this is halakhah Alif you have to be careful in our dealings with people our discussion today is with the event after it was damaged who has to pay and how much so this is really a beautiful point that we have to clarify because let's think objectively it comes to mind the following scenario is a fire that's burning and you know how to put out a fire on job is on this attack it's because not the Goff message but you decide to be clever you put a barrel of water next to the fire and the fire gets to the barrel it bursts the barrel and the water gushes out and puts out the fire drama on Shabbos is the first desire for being go your keyboard on Chavez so this is a good Martin Chavez cook-off on the dais by Sasha kaun Malaga I see you - awesome grandma Shari regarding Shabbos that so gamma drama is Multan first with their eyes oh so we could say if by Shabbos that's el kamar drama is that also maybe in a second also sharpest is kilo but it's not true state troopers with up first of all Shabbos is not motor to make your Amma it's not necessary sir okay is there a Bonnie so maybe grandma Razak is also we got part but more fundamentally the seekin is more comical leave it or not then Chavez how do I know because this emission err that the missus is a finish that we don't find in collateral cooler there's a cloud llanera musasa davao a person that's honest and very even give mo kamo ice putter is a kimono Patrick the one exception is the second the Mishnah kebab in Baba kama other move the item psychic masive air yo Shawn Tamar adds even illness Marvel Araya a person that's magic bonus is higher according to some resigning even oilless gum or is hired I call it our cooler a mrs. Potter the answer seems to be that their brunch time is a killer out from Akana - okay drama meter ice okay but if you damage someone else how do you try to pass to yourself he's hurt you can't just leave it Mazyck involves Bernardo Mahavira and that's why it seems that magic is worse than other various even illness described by Missouri how could we say magic the grammar is butter know maybe shabbos taka is butter and grandmas mohawk but this one point that we have to clarify if I do something if I Mazyck I'm responsible even eyeness maybe even are in his government but grandma I didn't do anything I caused the ethic who said causing a headache is me maybe if I do something then even oiliness just causing major taster so the truth is I want to tell you before we go right there are cheetahs in the roshaniya the shark and shin chief cotton Dollard and talking Castile it says the sheet of Rashi and the Rambam that grandma is high if to pay even crumb but that's not the Allah who love myself now let's learn a Gomorrah together and we'll see to lift the kite of the Soviet is up to you more about the bastard of days and the days now my weakened as a Suleiman a shaver conditional a tick bite on a media suck the Mishnah you have a ladder in your backyard autumn ice super sir shall I give a innocent ladder the problem is their little animals the highest Rashi says climb up and go into your neighbor and eat up his young and his pigeons so you're more for you to remove the ladder which is causing damage the question is I'm not eating up the pigeons I'm putting a ladder in my gosh that's causing damage what can I do what I want grandma okay grandma so what's wrong the grandma so the Gemara improper bastard called base in the days they say Maris grammar than is knocking awesome and Rashi says something amazing even if you hold his partner to pay grandma but is up in his father but it's also to do it you now let up cause a ye damaged and what's interesting is we see this spouse like they say grandma bin is oculus partner no financial damage we can now let her do it and the end this is I want to tell you there are a number of restraining that say grandma is awesome either eisah we just saw the a drama the a grandma says that dramas either listener Eva come over the face it's the two of us here at a mmm tested based along the rhesus and he shows conclude Sulli they're coming to summary shine him drama is us of ERISA obviously you know that I heard someone even be grumble and I'll give you one example that's important that will give us a tremendous insight into grandma summer was Anna nasty moon he took someone's vaz threw it out the window but he's a clever man there was a big mattress on the floor so it's not going to break no probably someone else was even a nasty mood and pulled away the mattress so the FA's smashed down and broke whose diet supplement but a common task of all my days both are part the one that threw it out the window didn't do a my static it's gonna land on a mattress not gonna break the throw is potter i discover man that took away the mattress doctor Gemara he's only a grandma in fact lore says if theoretically the same person pulls away the mattress that threw it out he's also cut up because he beat the system both had these parts but this is the case you can refer to as the mattress case you pulled away a mattress you cause damage it's just that grandma bennett zotkin the grouchiest Parton so here we see a good insight into Grum drama means he could be a clever man he could want to damage someone and he wants to beat the system but if he didn't wasn't magic he's fun but this one little world we have to know before we go writer and this is the more of a calm attachment hammer days ballads Warren who is awesome Potter Medina autumn a guy in Edina Shania Rock tomorrow you're missing a point you're not allowed to be garden not only is there a nice to be grandma but is a price tag caillou bathenosh a monument but let's first look at the examples and then we'll apply it for examples in our gifts of Grandma I pirates gathered but maybe Emma Skye Bay right now she explains someone had an animal locked up safely you opened the lock let the animal out the animal ran away and he lost his animal you'll have to pay media nation value that's a wonderful example of drama because you didn't kill the animal you caused the animal to escape and the and the Bala bus has a loss that's drama kaiba Denisha my second case a chi faith come aside the snake very much me I wake up someone see the fire oh now it's the time to get even he takes his friends item puts it in the path of the fire not in the fire he's more calculating that he puts it in the path in the fire the fire comes and burns the iron it is thrown into the fire which is amazing because it took the damage that's grown third case I saw some aid a shekel ahead someone makes up a whole scheme hiatus and McIver person to pay that's grown the fourth case listen good how your day ages that have very right there aiming may alert in other words he knows of a dress that could save someone from trouble but he doesn't get involved he has no patient to get involved that's a grump you've caused someone a loss for examples of Grandma they were all the same idea you caused a damage not a magic garden has it but revise that what's important for us is the other half the Shires medina Shanaya which means and this is the way be I'm so slammer in a kindness sieve of shock in forecast-based closeness Desmond cannot say yes I have to pay but everything else they will say bez that will encourage him to pay festivals help to pay within eights raamaiah if he doesn't want to pay he's puzzler avis if he doesn't want to pay they'll put him away him they'll announce ensure that he's amazing then Kirk I am to have a CEO in our high and tough race Rob writes him kipper comes he doesn't have to Michael the money it's it's almost a fear but there's no fee but they owned them personally I'm always scared more of a I'm a teenage Somalian than DNA or don't know if your underwear sums blacklist it's not very good but when they ask me why I don't get this if drama sputter its y5v nationally so I could tell you took shots and both are true probably this person is amazing he's trying to hurt someone but he does want to pay the price he's trying to beat the system that's amazing why should he pay he's trying to cause damage but he does want to pay so he breaks the door of the stable and the animal runs out he's not Ashley she person why should I pay or you could say more questions even though there's no mice as ik but he damaged right just like other mood law even even honest if you damage someone you pay maybe the same is true by agram whatever the case is we see two things grandma Sparta behind it initially let me ask you one more question that will go to the case after case let's say someone had the following child he was quick was the Isaac mom-ish annoying he went to someone's house example to do a favor and it was called suddenly to go home he left the door open so he left with her open in someone's house which caused the grenade period Sakura the Ghana but he wasn't careless or selfish there was no malicious intent he was - he was called to go home emergency he left the door open what's the locker of drama the - or bisciotti sucked the materi that mean verb I'm a patient of a comma dramas tachycardia nation I am but if there's no carvanha to be Mazak he's part - Eva Medina shamalia the merit in all of South Decatur has initiative of a comma hey you a Dalek all say the society when there's no carbon Allah has ik there's no Peter there's no fear even with the nation are you brother the SAP cypher in facial mist with Simon Cobb salad disagrees and he says amazi Agora misguide even if there's no intent what's the matter a custodian I think it's very good luck if the fearful drama is your amazing Havana logic there is no come on Isaac if the child like we said is all the mood though a loan you have to pay even if your grandma just like other movie music - Gummer look going to some sheep this it makes sense grandma would be fine but the mice that the price can seem to assume Adam that's magic is high drama is happiness Somalia if it's a legitimate psychic or anus there would be no fear lots a tradition life so let's apply this the mice I hope it should be very simple the first question we did we said it earlier a person left someone's door open I'll give you example he states the Shabbos and someone's and it takes to go metoya Shabbos he left the front door unlocked someone came and they volunteered to clean out the house you know what I mean but not literally but clean out the house to chew toy and they robbed everything is the person that stayed there for Shabbos have to pay because the damage so this is a case we would think Grum it's probably worse than ground because if you stayed in someone's house it becomes assignment maybe even a soluble karna stuff like shine - oil is kyod even gonna have a de sir higher than everything so this case when there's a shame involved when there's a child involved about the escapade next question is very challenging very important you see someone has a little problem a little leak a little fire so the person that sees this should really go over and stomp out the fire that's it or just close the valve but he's too lazy he walks right by and he heard later terrible headache he's evilly if they pay Madinah sure man for that hazard but if he would have gone over and stepped on the fire there's no secondo whatsoever finished here to close the valve no leak he was lazy no good reason and no doubt about it he could have been the stitch in time but saves nine and he didn't so later he's not amazing what is he drama but think about it it's not so question we had a few examples of drama every case of drama a person did something unlock the door took the item put it in the path of the fire hi false witnesses pulled out the mattress every case of Grandma there was an act of Grandma this is a new case a new category he didn't do something who said Chevelle Casa is considered Grumman maybe you have to do a grandma to defy it and the MS is you could say posh it you know it's very denim masochist ie drama is kinda Dina Somalia but now there's a third in you didn't do something that could have prevented a loss may be tacky there's no fear and the tag bits wanted to be shiny metallic base crew few dollar says just that even though Sofia Medina sham I am that's when you did something again - commissary pirates gather take away the mattress just a non-action is not even grown sounds good that's a clear because we forgot one case the last case in the Gemara hadeya aid this become a rowdy they're aiming million he doesn't say aid us Merkel's it drama I that's a chef alqasas' and I saw even a bigger fish much time the Salman are you back you mean crash lamer I love pay base and then mr. Carver's your and race Christ has a very good kid sir imagine someone's walking along the street he sees a lost item belonging to a yield it's a mockery that this Roy Bistro three of us Java surveyed them he has appeared there I sort of pick it up and they get home call up the person said pick up the ID he didn't do that left item on the floor no doubt about it he was over on a say I was a vague a lava stood for the salad but it got worse right after he walked away a guy saw the item the guy sheet is Finders Keepers picks it up now the item is lost and the other person just lost that item so V fella starts to feel guilty I would have picked it up I would return it now it's gone because he have to pay to that item so it's this anonymize ik but it's a girl dr. Steinman Salman and the Travis ER he's hired the teenage Somalian to pay for Veda besides be it sir Oh she'll be surveyed them why push it Your Honor I will you find such a drama hadeya be a disc of arrow if you ain't a maggot now there's a big concert what on the cosmic a detachment say such a statement there's a wonderful safer Mizpah tamasic Road near - sir all the safer so he as a kiddush that when someone those ages he has a sea of nominees to get involved so the lack of mum of saying aid us is more than just a bit less a it's a fee of money that's why I has to pay okay that's what he wants to say but I will say and this important to mention that someone that could prevent the lost that doesn't according to many many sheepish as if he have to pay novena Shanaya besides they summon a chimera Domon in this case means money beside that Shalvis a Veda but it could be a grandma venez Aachen that's Caillou now this is something that's always good i dimension but especially in the summer months were together with people in a bungalow and you see something that's wrong don't ignore it besides the sea of ash of us have a visa coaster Samet America this could be favored in Asia by a tenant let's see something's wrong with his apartment tell the landlord you know a small problem gets bigger and bigger called the landlord say take care of it - something wrong now consider this question very intriguing question someone had a drip in his apartment you know the sink was running eating closer well or somebody's a person had the shot heard the shower once someone went away for the summer and left the water running slightly all of a sudden the after a month the landlord gets a water bill astronomical cost water running adds up the tenant left the water running and now does the big bill could the landlord give the tenant the bill calculate how much it was because he left the water running or in the case where the Mamluk pays electricity and the landlord and the tenant left the electricity on he went away for a month didn't realize that there's an air conditioner burning in the back room where any whole month adds up to up a big amount so let's think is the lieutenant a mazak no in break anything is he a drama why not but wait a minute maybe he's more than a girl maybe Chuckie is amazing imagine a person goes over to his for his friends barrel of wine and puts the spigot lifters pick it up and all the wine runs out onto the grass he just ruined a barrel of wine did that Agrella who that are mice to be a diet if you turn over the barrel onto the grass that's amazing you let the wine run while you minimize it so in that safe mr. Amazo gave a llama dalit he closed up zalman both him Oh aah and I'm in such layman that leaving causing not causing putting on a spigot and the water and the wine runs out is a magic you're dying it's your cup you let you not let you open the faucet and the wine ran out he does crota hardly inflation mr. cook forecast holds only the initial is his miser but Salman seems to feel that that's his my son and he wants to say the same is true if tenant or anybody leaves water running he put on the faucet he didn't close it properly all the continuous running is his initial action not drama the action of letting the water go now he does point out that there's a fundamental difference in the Machias when you have a barrel of wine all the wine is there and releasing the spigot it all spills out water is not all available it has to be pumped through piping from the reservoir upstate New York maybe it's considered like a clay Akshay me but he says the same as Salman seems to hold since it goes it flows continuously it's a completion in fact if some the Solomon says which is a much bigger fish I want to tell you but if summer Salman and that's tickle in my area are suggest if a person puts on electricity and it goes goes goes accumulates a big bill it's also magically a value now this is a cavaldi you're finished in the Mateus because there is no electric closet or electric tank that all electricity is there electricity is constantly being generated when I put on the clients there's enough electricity if you just for a few seconds it has to be generated but wine in a barrel is there water in a barrel is there electricity is not even in the world it's being created on a constant basis but still he holds that's you are nice I guess the point is when you started going and it goes continuously it's yours so this is something to consider that when you have a the water running it's amazing the court of salmon salmon has to pay to go to the mountains bungalows camps you know I tell the bottom it Skidata - they should realize that it's beside that tell your bus stop mom until you throw ball - this but letting the water on electricity run could be a Salman holds it's amazing that was not in savings alien race llama Dalit has a shower where someone moves out of the apartment after the lease expired and he left on dude electri some type of electric appliance generator probably and it went for a long time until dibala bus detected that so now he wants to charge the tenant he left it on he said no I moved out so there was no holds that this is a drama that's Caillou because he should be more careful you took a cries it's a she up and he has to pay for all the wasted electricity and where all these with all those weeks so basically is kadai to be careful and sensitive especially when we have someone else's mom - this could be a guru of drama that I have to pay and my sister Holly a true story someone was saying someone's basement one of the details but somehow the plug of the freezer got unplugged and there was well-stocked freezer with meat and it was in the basement no one even checked but when they started having this sensing a very bad smell they realize it's trouble it seemed that the meat the visa was stopped working and after a few days the meat spoiled and they had problems with mold it was a real mess the one that pulled out the plug is if I have to pay for the spoiled meat and for the mess so you think about it pulling out a plug even the Italian is not a magic the Italian because it doesn't spoil right away first has to defrost and it takes a few days that's a Grum I did see in contrast to this Ohio's Nelson trail get a LOF Coffman gimel if someone takes meet someone else's meat and puts it in the Sun that's a magic you're valuable because you're putting it it in a place where it starts to get damaged immediately that's by tying something up and putting him in the Sun and that's consider my stupid secret so putting it in the Sun where it spoils immediately is caca amazing pulling out the plug is a grommet so here we would say it's time to finish Amalia if the plug was pulled out and it was the ms2 eyeness and families park but this would be a good example of a drama the news open that's putter zippopotamas in the autumn and maybe even partly mr. mind if there was no negligence if there was no she on his part I'll tell you is she mr. Schuyler a boy didn't have his boss yes so he took his friends bus Smith and I heard the shall I said first of all you know how to steal don't forget you can't borrow someone's bus this yeah but if I live far I will get a bus pass I said me buddy is good you learn above a comma you can't steal with the migra if you're not eligible I got a bus test you know he's a bus fares I gave it to me he's the car yeah not a steal I'm talking about the boy that borrowed the bus pass was eligible he left him down in Austin so you know if he's allowed to use the bus because he borrowed someone else's the kid sir he didn't return it and the owner had to go by bus the next day and now we saying can be a 275 for the bus fare if you were give him back the bus feel like you should have I wouldn't have to take a bus so this is a perfect example of young I didn't steal your wallet to break your wallet I caused you the cost of a bus okay brahma-bhutah zotkin is high everything is shibai if the boy didn't return the bus best was an honest he's probably but if it was negligence he has to pay the bus fare I should mention if there was an agreement I need it back tomorrow make sure you get it back to me I'll be more of a dad to be valued another my sister haaa that comes up in different forms hey this is a story that I heard someone opened the window in base magic during the summer instead of a big hill based radish a wind came was a windy day and blew down blew a hey put down the zombie on the windowsill and the faith was crashed down and broke it wasn't a type of electric appliance a smaller mp3 but a wind came smashed down and it cracked is he after pay for the damage so this reminds me of Adam or in Chaves which is a zoo getting Sun hedging also if you open the window and the air was there as soon as you open the window the air goes in and the muscle puts out a candle that's so chimera similar a Cheyenne Zion that's considered like putting out a candle you open a window and the air goes right in that's like bitkha Damali like releasing Akaya so if it was a windy day and the air the wind came in immediately he stuck a knife to pay now you have to figure out are you allowed to leave an mp3 on a windowsill if the person that left the appliance there was negligent and I tried to open the window so even though it's my cup I'm Parker Lamar says intercepted above a comma I'm walking the street and I looked down I hear a crunch I just stepped on someone's mp3 I'm a magic other than moving them no no no if you have a right to walk there and the other person was negligent your putter so if you have no right to keep an appliance on a windows must be a place that people use it then the person we put them but had it been a place where it's done and the way the air came in right away ain't a tsunami they would be attacked to be Messiah if it was a later reaction if it wasn't bit quicker my it wasn't a carefree shine that would be a grandma which would be Grumman but a suckin part them in the autumn and tied with inertia my question someone left his friend's bike outside just for a minute but minutes enough time forgot us to come or someone in the mountains left an item outdoors a rain came ruined the item does he have to pay to the item so I didn't steal the bike I caused the bike to be stole Grum true but more often than not when person leaves a bike outside either he was a shy oh he's using it he borrowed it or he's a shiner either case it would be a fear in other words leaving an item outside is a drama be a sight but if there was a previous obligation whether it's oil or showing them as you go so he'll or Shaima then there would be a fee of mum - a person that would borrows a bike has to take care of it more often than not you'll notice there was an obligation to be careful you borrowed someone's bike you defy if the DNA are gone I'll show you or Shaima to pay for it now if it's no responsibility it's to Grandma villas okay okay like we said kaya Bettina Somali question someone talked bad about a person who either lost his job because of that what didn't get a job comes young ello and starts thinking about I'll catch a tunnel for NASA the lucious Hara and he does truth about the evader does he have a financial obligation to pay for the person that lost a job because of his pet sauce Gemini's I'm not talking about a Suffolk vada he spoke bad people heard about it they either they fired him they shouldn't have or they didn't hire him but kids are his white sauce camera cause someone to lose Panozzo is there a financial obligation besides the terrible available so let's think what is that I didn't hurt the person I didn't hit the person I caused them to lose a job zop germicide essence in Simmons shins a lien this very Schuyler this Ruben was a VF zipper and someone said bad about him and FIBA fired him I got a different puzzle then it was found out the whole thing was not true and now he feels bad so the truth of that Mintz is no words Avadi did something terrible and God Levin him in a soy and it goes on to say that he put his harem but there's no financial obligation this is a grammar venez oaken that's part of Matheny auto at the end again don't think this is a cleaner kite he again says how terrible it is the on sauce camera but you can't be much higher a person to pay on a grandma you think about it's a perfect example he spoke they listened they decided I didn't fire they decided they acted in haste Ramirez Arkin is higher with uhm I am but not beginner yoga the Islamic Luger in Elko flash lame are high in Simmons shins sama Gitmo as the kids are the same Shia about a cipher it's all seven terrible story about him he lost his job he lost on OSA pot to Medina homicide within Asia question someone bought a roast expensive grossly octave and put an agreement happy in this case it was a spice and he cooked the roast next morning he heard that that particular spice the whole spice package was heavily infested you can't use it bring it back to the store for a full refund mek'leth toys and I'm not talking about snake ease it was infested vadoma cough toys this person goes to the store with a big roast and a big bill you know I got put your mecha toys into my roast you got a pin so the storekeeper says that we do buy this roast for me let me like what the spice for you yeah I'm giving it back money for the spice what's the rose have to do it yeah but I I put in this tray for the spice because of you know what do you say this is a posh shifter girl it's unfortunate name is almond in Minister slain in bava kamma devolve on tomorrow he has this is a different style actually a storekeeper sold salt instead of sugar and people came back with the Easter the cake so the cake is no no not a tasty thing or very salty fish numbers almond says pastas it's only a groan then he goes on to a phenomenal discussion if you learn about vakama I invite you to take a look there he says maybe the salt of the sugar is a Barham is Galgo maragua are dumb there's a dinner of H if has been of age because the salt instead of sugar and the storekeepers carried with any other because it's like his age that was mozzie okay that's above a comma so yeah but basically this is the case of drama no more high with inertia by the marsh I'm ok the carrier Dolloff has a similar Shila but there the question was is it really the fault of the storekeeper so that might be helpful if you have a socket but if it's a vada storekeepers fault it's hired with the nation a common scenario that really should not happen is someone wrote out a check and the P receiver deposit it and before long you know he lies at the check quote-unquote did shuva it was returned the bounce and now we started getting penalty in the bank so as you get to penalties worse yet in the interim he wrote out checks thinking that that the check that he deposited was good and his checks doctor balanced so hash this we would say the following if I take someone else's check and I destroy it that's Mazak the Marcel your star self avere is amazing I'm destroying money if I just give you a check and you deposit it and you got a class I caused you isn't that Grum which is party within a Yoda and hide with initial value and maybe if if so if it wasn't my fault I'm parting dancing so here we come to an extremely important your site that traces above a bastard of a debate develops it's in all the shining drama is partnered any other garmi is hired what's the difference to make a long story short if I tell you listen we're gonna I think Casa de Cali get engaged I leave example it's a macabre and color goes out and prepares for a big part the last minute the fussing chickens out like they say breaking engagement so the macabre never nazar simin no one seve Kimmel says the caught the collar can require the custom to pay for all the hurt sauce i-it's only grandma but you told me we're getting engaged I was mighty outsource our pip you can't just run away when I tell you to spend money I i telework up make make me a swamp shank I'll pay you it works out so you know I don't want to forget it that's not a grandma that's my chick so I self-pity worked on our arms junk bigmar speaks about the muscle you see a coin you're a coin collector you're not sure if it's a Ford if it's a forgery you show it to a Bucky yeah it's good worth its money and it wasn't you could charge of it it's a magic it's a magic of garmi Kazu dollar custom if I'm relying on you you can't just say I'm sorry what's the estoy when someone assumes responsibility he has to stand behind it you know the word sensibility is the asite of your disguise cries you can't just run away that's why it's positive we'll talk about in the difference here but it's punch it a first time that close up a worker and says remember I need you for tomorrow put me in your calendar put me on your on your on your schedule you can't cancel if a person can't as a worker a doctor a dentist and it doesn't give know this is I have to pay it's not a ploy of the workers this is amazing I relied on you I gave up a different job you can't just back out the place can say this is why the issuer of the check the one they wrote to check is not just a drummer he's a guy me I gave you a check I assume you assume you're allowed to use it you put it in the bank the penalty is a fee of Gummer to pay because he listened to you and he relied on the only question is if you put the cheque in the bank you rolled out your own checks and they returned they bounced so a lot of places can say what's the billikin I relied on you I'm a lot of people have to check it's your fault other place can say wait a minute I took responsibility to you not to you writing out other checks which is hard to understand why that's so but my sir we could say according to a lot of cheetahs he's responsible for both sets of checks the original one and even the later one as well la la vie this shouldn't happen because the person has to be I skip as me someone had to shower he had a faulty appliance he called an expert on Pearman he fixed it he paid him he walked out he put on the appliance it short-circuited and now it's really broken beyond repair so this is the case of cousin Domenico significant not only could he demand back a refund a refund of the repair money but he could actually charge him for the appliance of course there was a new appliance whatever was worth their appliance repairman has to pay someone asked his friend please move my car before 11:30 I'm gonna get a ticket they'll do it no problem people say no problem there's always problems and the miser he got a ticket so if it's true that the fellow accepted responsibility even though it's a grandma I didn't give you a ticket but you caused me a damage that you took responsibility for we'd have to pay now somebody person asked his friend and the friend didn't say the favors yes probably because he's a bullish minor sir what's up my dad's you know if he didn't really say except he just you know you assume so that's not that's different but if he accept the responsibility Avada he would have to pay I didn't find this Schuyler much but I found similar there are for sure enough I sure miss Brooklyn haze has it's interesting he was a robbed of a city and he Ataka ruled the city he said that chimneys are very dangerous he writes all the kids up and there's a fear on every person to clean out his chimney and today it's a law you have to do it and if you don't and the chimney does damage you have to pay and the ads if you call the worker we said he's gonna do it and he didn't do it push it that the work is I have to pay for the damages why he took the responsibility now the work he didn't do any damage it's your problematic roof but if you accept responsibility you gotta be there the question we began with tragic questions someone took out an insurance policy somewhere the paperwork was faulty and there was no insurance on record now we have a law say a terrible loss so as tragic as it is but the insurance broker is not a mazak he didn't burn the house down his negligence caused the headache true that would be a crumber that's put them within the other and hide the initially the divi Malkiel in gaelic a race car base has our order if the insurance broker if you hired him to insure your house he's worked with you he's a how you feel why there he of gamma he gives up an unbelievable analogy if ha if I hire someone that when you see my boss coming out the window quickly put a mattress under it and save it and he's negligent and the vaz breaks could I require the work at ok I bother so why do I keep I have the insurance broker to pay so he says because he's not working for you an insurance agent is working for the insurance company you don't pay him therefore he's working for someone else it's not like a coil has oodle africa tsamina and it's not a beer it's not a magic it's only a grandma business okay now if young blow in his piss fairy deflation get mohara pay allah says but you but he gets part of it a commission but that's not enough to make him you apoyo he's working for the insurance company and it's a drama that's hi I'm Athena Sherman as we mentioned canceling any worker booking a hall a caterer a car service for personal hi is a person picks out a slot for his child at a camera they care less minute he cancels all those cases are more than a grandma if someone's relying on you if someone's spending money because of you that could be a real fear and last but not least let me leave you with three questions food for thought first ones a Myesha hire was a three family house and someone was obviously not very considerate had it came out with his his box his carton from the grocery and put it into the paper of garbage so far so good that may sound nice but there's nothing wrong another the other tenant came out with a bag of paper garbage no garbage is full he took out the box the cotton put it on the side and put his bag of garbage in the garbage can no there Mazal a sanitation officer was driving around and sees a box there wasn't torn apart so delaila got a ticket who is required to pay that ticket the landlord is totally innocent but it's on his name so you think about it that the person that put the box originally or the selfish purse - no doubt about it but he's out of Nozick he didn't do anything wrong I mean he was selfish but he didn't get the ticket the second tenant that put the Box on the side instead of tearing it apart what was it grumbling I'll say I'm I'm afraid to be hitch lock Thomas you're not but if you put a box we'll get a ticket you might have to pay so even though the first person was wrong you can't Bheema higher than what he didn't do so it makes more sense that the second person is a grandma he didn't give the ticket but he caused the ticket if the second person was anointest he was in a rush she had to go maybe he's not even shy Medina should I who's shy believe it or not the landlord so work that out with the landlord but the first person is not a drama the second person is probably more of a girl yep the snowball shot that I mentioned a - a snowball at b and b bent down and it broke the glasses of C so this gentleman became alarmed in this Mazda came along do you know what he said he said I am NOT tired on the glasses for sure why amara with the mattress if I throw something out the window was a mattress you know sky have to pay the one that bent down go to him don't go to me but he was even more aggressive he said if the other person bent down he's a grump but there she doesn't restrain him that the one that pulls away the mattress that causes that the boss the break is highly so I'm innocent the one that bent down is kaya either grandma Ohio Britain a autumn here Mahotsav so I think he's much more of a Mazak than he's a London can you think about it there's a big killing between the case of the mattress and the case of the snowball think about it the case of the mattress throwing something out the window when there's a mattress there is not a mice as it it's gonna land safely the snowball is a malicious Mesa hazard the only question is whose glasses will he break B or C but that's amazing so he's not an innocent person he's amazing I will say but the second / was guy here what does a guy have to do when you have a magic is the second person before you have to stand there and just get the snowball to save a third person that's are you shall be do you shout me above a comma pair game over olive says if someone sees a flood coming you gotta turn it away from his field even though it goes onto someone else's field and Grumman is Akiane is aweso but in this case is that also he's saving his field if it came into his field already he can redirect it but if it's coming you let us save yourself so the problem is that the magic was not alarmed him he did a Meister hazard that hit a victim i or say but it was the wrong victim that's a possibility if someone's fighting or not fight Ishihara does he have to pay so the miser this seems to be that the Mazak is type of magic and thereafter pay he's not an obese Gummer he's a master come and he has to pay and that's been at least considered this beautiful shine someone threw something out the window and there was a mattress fine the person pulled away the mattress he's why she says drama man is often Fred gave a comment and code she or and Bubba bosphorus simin I in hey the lucky is if there's a bar covered and you uncover the bar you become Bala bar and your value if there's a stone that's covered no will get hurt you uncover the stone and a person gets hurt you're a ballet bar Craig you have a thong on why is the one that removes the mattress putter he created a bar by removing the mattress so whatever happened was his but why is he hi about that doctor bacana you're right he made a book the damages bar but who doesn't know Boris part on Kayla that's why he's fun the hailer because a niche has the same style he didn't quote mclaren in Bay is the end of seek out new Dalit and he says prob me but if someone throws a DD out the window but there's a mattress and the second person pulls away the mattress and the giddy gets killed this is written just for us much the same a condom with one difference there's no cure k Lamonica d sup mm ish he's putted he i bar so the cousin ish bar is when you did something that was magic edu made a bar or you a stone but character oil them that's magic is never gone you uncovered character island that's not for two years for a gif status bar but the pella is webicon the doctor has an issue ads the any other drama Oh Pato he's got the drama and his party the question is this Baba mattress is he fired Medina sham I never wonder someone had a bar with negligence and a broker Kaley is desired Medina Somalian to pay for the Kaley so there has an issue in a different place says and Bay's ayan if the turret parted you your putter balls you finish Grumman is rocking this topic I hear Somalian but if there's a specific tour of Kalin you are Potter on Calum even the DNA Somalia rather than Turkish small above a common basis if you drama you're hired so this question if your bar is magic Caleb Peter here with energy Amalia is a McCleod is a Shriner shame you can shoot I'd like a big-ish acacho Smith today sheer shame making sure Terranova does not seem like a big issue which big model Delta of Smith and his father's mangers into the husana tomorrow night and make would show tomislav has stock it's not who you know the others will be seek him up today sharing a few minutes an idea manicotti mother suckers both of those are cases so figure him room time you Trish and her mother officer months ago 30 odd [Music] sick [Music] and [Music] I need to go and Sam in the country shoe enough regarding me doesn't be later okay vici please find your seats remain silence for the sequel of today's shiver Smith and Ramadan is open please don't be Guardian that there should be noise on the recording everyone please please don't be very many annoys on the recordings will have to be done with it's a kind of a puzzle just we saw some identification we saw in its entirety magic whether it's a commercial ice signal evil with naive a shovels Aveda and more importantly oyster eh bizarre shallow yosik me shall I use that very important to take an attitude that it's not a question of money it's a question of oestrus to be careful not to be magic someone else or the mood the oil Ameen that we see the special Cirrus when it comes to Yanam Zapruder we did see a kiddush the drama although it's pata but drama is an issue besides some say these are the rice of evil oh my god I see no evil but the fact is that is hi I'm Athena Shania he's part of the autumn hi Medina Shania the poise can say that the best one encouraging to pay until he pays his parcel Avis and he has to stop being magic but it's a very interesting scenario there's no is served ahsoka we have to pay but there is a PF debate unless he's a shy girl - there's no DNA Shania and to give a few examples we left the person after door open that's a grandma and good neighbor came there will be unless he's a shawl or a swimmer then he has more of a feel someone could have prevented a loss and didn't according to some he retired the P nation I mean somebody gave an example if you see that was about to get a ticket because his there's no money in his meter and you add some money that took of all the good thing to do maybe if you didn't go he could have done it that would be this shy love being Guardian have sick someone that didn't return a Nevada there are Shiva's that hold he's high if to pay the value of the Avego that's a grandma bday Shania you left water running electricity running is either a drama or could even be a magic that has to pay unplugged freezer is a drama which is kinda shamalia unless some silliness put meat in the Sun with the magic happens right away is in a certain sense a Mazda cure Diana take you someone's bus pass and you have to take a bus that course is a grandma that's how you Medina Jemima less there was a extenuating circumstances opening a window and the air blows off an item Brooks right oh it breaks right away is a magic but if it just happened later that would be a grandma the DNA shamanic you left the item out door and I was stolen or ruined either it's a drama but more often it's a shame er or a soil that's higher the DNA autumn if someone talks to her about a person or his business or his item and it causes a loss it's a terrible Avera but at the end of the day it's only a grandma that Scalia with initial value a person that's old a defective food and it ruined a roast so the storekeeper would be shy about finish the money to pay for the roast a check that bounced is amazing he has to pay for it it's AG army and he might have to pay for the cost of all the other checks that bounced if Anna prey appliance was fixed but it really was not fixed and it really broke then he could guess back for the refund of the money and the value of the appliance someone took a responsibility to move someone else karni did it he would have to pay for the ticket an insurance that was never consummated would be a grumbler it's not a nice if you're dying because he's not working for you the box that gets a ticket the person that puts it backs in the wrong place is the grandma a snowball that hit someone the throw is Scalia and some of them moves a mattress is not a magic of bore it's a magic of drama Mitaka on the godina broke there would be a clear to pay within a shaman and as he said if someone damaged up with a bar kale net sputter going to many sheet is there is no here lot says the nation [Music]