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Mishpatim - Embracing Natural Balances
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What is the sobering message of the midrash in regards to the rich person giving to the poor person? Why does the Torah place such a great emphasis on the prohibition of charging interest when giving a loan? What is the idea of the different creations of Hashem that 'lend' to each other - the day and night; the moon and stars; Wisdom and Intuition; Torah and Mitzvos? Why do they seem able to 'lend' to each other and humbly ask for payment, while humans have a hard time with this? What is the concept of the natural balance of power in nature and how do we embrace that ourselves? Find out in this week's Parsha Podcast.
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You're listening to the weekly para
podcast with Ari Goldwag recorded with
Hashem's never ending assistance in
Israel 5786
2026. This week's parishim
and there's a lot of laws as the name
implies. We like to focus in on two
different concepts that are mentioned in
our para. One has to do with giving
saddaka, giving charity,
and one has to do with when a person
lends money, making sure not to take
interest. There's a prohibition in the
Torah of taking ribbis.
Let's look at these together in the
medish. The maj tells us something about
giving sedaki, giving charity. Very
sobering idea.
Says, "Take care of the poor person
who's with you.
God is a judge
and sometimes he lowers one person and
he lifts up another person.
The message tells us something very
important to understand. Poor person
comes to us is asking for charity and if
they're asking us so probably means we
have some kind of money. They don't have
money. They're down and out.
So what's the proper approach to this?
We might be thinking in our heads, hey,
get a job. What's a proper approach to
this?
You know what this is like?
This world is similar in this way. In in
this world, what's it like
to a water wheel? a wheel that brings up
water from from a stream maybe or from a
from a pit that has water in it,
a well.
So you have a turn a turning wheel and
as the wheel goes down it comes up with
water in it and as the wheel goes higher
so the water is already empty and it it
goes down empty.
blame
the lower ones rise up full and the
upper ones go down empty.
So it's a mush for for us to understand
person one day can be wealthy person one
day can be poor same person
similarly whoever is rich today may not
be rich tomorrow
person who's poor today might not be
poor tomorrow
the world is like a turn style
It's like a turning circle like a like a
wheel goes round and round.
Okay. The maj brings a number of
different to show us that the world is
like a like a circle. There's a circle
of life. Sometimes you're up, sometimes
you're down. Right? Today I might be the
one who's giving but heaven forbid
tomorrow the person who gave could be
someone who has to receive.
Says
praiseworthy is the person whose hand is
outstretched to the poor.
See what the says.
The rich man and the poor man meet.
Hashem makes them all.
Which means to say he might be rich
and another person might be poor but
it's all from Hashem and Hashem can
decide in a moment that the tables can
turn.
Hem is the one who lights up the eyes of
the two of them. And of course we want
to be from those who are giving.
The poor person gets money and gets what
he needs for this world. And let's be
clear, that means that it's Hashem who's
giving him the money. The rich person
might feel like I'm the one giving the
money, but it's Hashem who's giving the
money. So, you need to have humility
when you give. Recognize that Hashem has
different ways of giving money to
people. Sometimes it's through our
efforts and sometimes it's not through
our efforts. It's important to know that
we can just as easily be receiving money
not through our efforts and that might
be embarrassing [sighs] but the the rich
person has an opportunity and the poor
person has an opportunity. The poor
person receives the money he gets his
needs taken care of. Remind yourself
it's from Hashem.
The rich person gets the world to come.
He gets his his uh by by diminishing
himself I would say. Right. It's a
diminishment to take the money that I
earned. It was hard earned money and
give it to somebody else. That's that
takes a certain level of humility. And
that's what we're after. And that's
where we get that's how a person earns
the world to come.
Understand that if a poor person sticks
out his hand and says, "Please help me."
And the rich person doesn't give, you
need to know that Hashem makes them all.
Yes. says,
"Hashem will turn the tables."
You got to remember, you got to remember
that the money comes from Hashem and
tables can turn. I better make sure to
give while I can so that I don't end up
having to be on the receiving end.
That's the medish. Beautiful medish.
Now, I want to focus in more. I I wanted
to get this concept of the turning wheel
of the cycles of life of sometimes a
person is rich sometimes a person is
poor.
So just hold on to that thought for a
moment but I want to share with you the
concept of ribbis. Now ribbis is a very
interesting idea interest
to exorts us not to charge interest. If
I have money that I can lend to
somebody, can help them out, help them
start a business, they're down and out,
they need, they need a loan right now,
they hope to have money that's coming
along in a month from now or whatever, 6
months or a year from now. Lending money
is a tremendous mitzvah. Helping
somebody out. I've got a little extra. I
can lend it to you. You can benefit from
it. Now, ribbis is interest, which means
charging for the loan.
Torah says you can't do that. Which is
very remarkable because if you think
about it, money is money is worth money.
Having money right now when you don't
you're not going to have it till later.
It has value. With money you make money,
right? So not charging for it. The Tyra
says you should not charge interest. So
that's a huge it's a huge novelty. We
need to understand what the issue is.
And I'm not going to read the measure,
but the measure actually earlier says
that a person who who lends money and
takes interest.
He's done such a terrible thing that
when he gets up to heaven, all the
angels that usually speak on our behalf,
they have nothing to say. They can't
speak on our behalf.
Ordinarily, when we get up to heaven,
you have angels that speak positively of
a person and you have angels that speak
negatively of a person. But everyone
there's only negative to to say about a
person who takes interest. And the
question is why? Why would it be that
way? Why is ribbis such a negative thing
in the eyes of Kazal in the eyes of the
Tyra?
So I'd like to share with you the
following medish which really gives us a
deep insight into the concept and
teaches us something about power.
teaches us something about the one who
has power and what it means to use that
power and and what it means to misuse
that power
says
don't be a don't be somebody who lends
money and tries to benefit from it
personally to make money off of it who
presses the people who are owing him
money
says
chapter 112 verse 5
it is good for a person
it means
I give something for free the root of
the word
is gra it means grace graceful but it
means that it's something that you don't
deserve. That's what grace is.
Hashem, we don't deserve it, but you
give us wisdom.
I don't deserve if someone's going to
lend me money, they're doing me a favor.
I don't deserve it. Someone gives me
charity. Heaven forbid if I need
charity, someone who needs charity.
So,
it's it's for free. They don't deserve
it. They don't deserve it.
It's good for a person to be gracious
and to lend money. Sometimes it's
saddaka for free. Sometimes it's lending
money. His words or his manners are
sustained with judgment. And we're going
to see that there's a concept here of
judgment. When we say judgment, I don't
mean any ne in any negative sense. I
just mean it in the sense of fairness.
There's a certain fairness that comes
out. It's important that there be a
balance of fairness. Now, let's see what
this means.
Come and see.
All of Hashem's creations borrow from
each other. Listen to this very
interesting.
The day borrows from the night and the
night borrows from the day.
Which means to say sometimes, right, we
have two points in the year where the
day and the night are the same. They're
equal. 12 hours of day, 12 hours of
night. That's the equinox.
Now, in the winter, the days get short
and the nights get long. So, the night
borrows from the day. In the summer, the
days are longer and the nights are
shorter. So, the day borrows from the
night. Okay? So, we have this back and
forth, right? We have we have an
imbalance that happens in reality
but it's cyclic
says that it's not like human beings
when the day borrows from the night the
day doesn't say hey when are you going
to pay me back when the night borrows
from the day doesn't say hey when are
you going to pay me back
says from day to Okay.
there's an expression of of speech and
if you read the continue there
the night from night to night there's a
an expression or an a making known of of
the night's opinion as it were
as explain the says that there's no
anger there's no um
there's no uh judgment and and
argumentative behavior between the day
and the night. One lends to the other
when he needs it, the other one lends to
the other one when he needs it. And they
discuss things quietly. Okay, it's time
to pay back. Pay it back. Unlike humans,
hey, when are you going to pay me back?
I lend you that money so long ago. When
are you going to pay me back? Right?
That's how humans talk.
There's no right, if you think about it,
what is anger? Anger is like a a display
of power. It's like I'm forcing somebody
else to to do my will. Instead of
instead of it coming out of love, it's
coming out of a place of anger.
Says that the the the moon borrows from
the stars. Stars borrow from the moon.
Which means to say as the forum
explained that there are times when the
moon is brighter and it's hard to see
the stars.
In the middle of the month, the moon is
full. The stars are less visible. There
are times when the moon disappears and
the stars take center stage. They're the
stars.
Points out something very powerful and
that is when Hashem decides the stars in
the moon don't even come out. They're
all invisible.
time sometimes turns off the moon and
the stars and that could be on a cloudy
night but it could also be a reference
to what's going to happen in the future
before Msiah comes before the Messiah
arrives says the sun and the moon and
the stars will all be turned off
and that's to show us that it's Hashem
who really is the one providing this
this light the sun is this powerful
fireball millions of miles away provides
ides light and heat and warmth for our
entire planet. Unbelievable. But it's
not really the sun that's providing that
warmth because it's really Hashem,
right? So, we have cycles. We have the
day and we have the night. We have the
sun, the moon, and the stars. And they
seem to they seem to have power, but
they don't even have that power. But
there's a back and forth between them.
When they do rule, they each give each
other space. Sometimes one has more,
sometimes one has less. They borrow from
each other.
Okay,
interestingly the measure says that the
sun borrows from the light and the light
borrows from the sun which as MForcham
explained again here
this is not the same type of borrowing
right we understand that the day borrows
from the night borrows from the day we
can see it getting the the day getting
longer and the night getting shorter etc
but with the sun and the the lights so
these are two different parts of a
singular process, right? But there are
two parts, right? The sun is the
fireball.
Yes, it it creates that light. The light
is emitted from the sun, but the the the
light itself is separate from the sun.
It's something that we receive here on
Earth, right? But it's separate. They
work in tandem. The sun and the light
work in tandem.
Sun and the moon stand in its place.
Each thing has its place, right? The
moon perhaps could represent the
reflection of the light of the sun. Each
thing has its place.
This one is very interesting to me.
Wisdom borrows from from intuition and
intuition borrows from wisdom.
And these are two aspects of of mind of
understanding.
Is related to seeing
is related to seeing. You see a whole
picture at once if you're watching the
video. So you can see the fence behind
me. You can see the trees. You can see
there's a a house. You can see the lemon
right above my head. Right? We could
there's lots to see. KMA is like a a
full experience. It would take a long
time for me to describe what you see in
a moment.
Right? When it comes to vina,
vina is intuition.
Intuition is something that's developed
as you get more and more information. As
you get one piece and another piece,
it's related to hearing. We spoke about
hearing as you hear one word and then
another word and another word and then
the words add up. You have a sentence,
you have a concept, it comes together,
the pieces come together.
So that's more of a linear type of
learning is beina.
So intuition is you put the pieces
together and you and you complete you're
able to complete a concept.
So sometimes a person can have and based
on the he can intuitit things and
sometimes after using one's intuition
you can get a whole picture. Right? So
each of these different aspects of mind
are interdependent. They work together.
They work together. So one so to speak
borrows from the other. Sometimes the
more dominant aspect is it's the wisdom.
It's the big picture people and
sometimes the more dominant aspect is
the beina is the is the uh intuitive
aspect people and not neither one is
greater or or better. Each one has each
person has a type of wisdom that they
relate to more sometimes and each one
has its day so to speak.
Say to wisdom, you are my sister.
The heavens borrow from the earth,
right? Where does the rain and the
clouds get its water from? The rain gets
its water from the seas, from the lakes,
the evaporation,
right? And sometimes the earth borrows
from the heavens,
right? It rains and we get to have that
water down here on earth.
Says Hashem will open up for us
his good storehouse, the heavens, right?
That the beautiful abundance that comes
with the rain.
Gives us another example.
Kindness sometimes borrows from charity.
Charity sometimes borrows from kindness.
Which one is greater? Doing someone a
kindness. Let's say you could have a
rich person who still needs a favor.
Needs someone to give him a smile. Need
someone to visit him when he's sick,
right? But he's rich. He's got lots of
money. He doesn't need your charity. So
sometimes is dominant.
Sometimes charity is dominant. Dealing
with a person who's poor.
said
sometimes
these are two really what the measure
seems to be saying I'm trying to
understand it trying to get it down to
its core is that you have two
interdependent concepts right in order
to give charity so you have to be
someone who's willing to do to do
kindness right you have to be able to
get out of yourself not say oh why don't
you get a job you need to be able to say
I'm needed here the money that I have I
can help out somebody else with it. I
can lend him money or I can give him
charity. There are cycles in life.
There are there are times when charity
is greater. There are times when is
greater.
These are two aspects of a greater
whole.
Interesting.
The
right the teachings of the learning
Torah which we're doing here together.
So sometimes that's stronger, sometimes
that's more important. Person needs to
have
a time that's set aside for learning
every day. Person needs to focus on
spiritual teachings on what is the will
of Hashem, right? You need to give that
it's got to have its time. But what
about the mitzvah? What about performing
that which it says in the Torah to do?
What about the actions? That also
sometimes needs its time. And sometimes
it's more important to be learning. And
sometimes it's more important to be
doing mitzvah to fulfilling the
commandments.
He says, "Keep my commandments and live,
right? But again, there's an interplay.
These are interdependent
aspects of the same thing, right?
Because the Tyra is the teachings of
what we are supposed to do. And if I
don't know what to do, I can't do
anything, right? So I got to learn
Torah."
And then on the other hand, if I just
learn Torah and I don't do anything, if
I don't do what the Torah says to do, so
then it's just theory. Doesn't change
me. Hasn't made me into a more humble
person. Hasn't made me into a more
loving and giving person.
So I got to do lots of mitzvah. But I
can also get lost in the doing and the
actions if I don't come back to the
spiritual teachings which remind me of
the focus, which remind me of this is
about Hashem. This is about humility.
This is about love. I don't I can get
caught up in my mitzvah. Hey, and I can
step on people who are in my way of
doing my mitzvah. And so I got to have
that reminder as well. They're
interdependent. They're interconnected.
says
the creations of Hashem as we saw all
these aspects that we're talking about
here, the day and the night, stars and
the moon, etc. So, they borrow from each
other. They recognize the cycles. They
recognize the movement. They recognize
that sometimes this one's a little
higher and sometimes that one's a little
higher. Sometimes one person is rich and
sometimes another person is poor and it
can flip around in a moment. Sometimes a
person feels successful person is making
it. Sometimes they're doing well and
then sometimes the cycle moves and they
need to be humbled and they need to lose
the traction that they have. That's all
part of life. We make mistakes. We learn
from our mistakes. We lift ourselves up.
We try to be a little better.
So here's where we come back to the
ribbus issue. What is the issue with
taking interest? Why does the Tyra view
that with such negativity?
The measure says that
there's a lack of proportion.
There's a lack of humility. It is a lack
of recognition that there's an
interdependent interdependency that's
the word
between myself and others when I am
lending that money.
The tyro wants me to understand that the
world is cyclic. If I have money today,
that's today.
I can't It's easy to say, "Hey, I've got
the money and you're going to pay for
it. I've got the power and you're gonna
pay for it. It's easy to misuse my power
to for for me to get out of balance for
me to get a little too
self-important
to think I'm just too great for myself.
And that's especially true when a person
is successful with their finances. Hey,
I've got things. I've got it going. You
don't pay. You got to pay for it at some
point.
It's easy to think that way, to feel
that way. T says, "Don't make that
mistake. Don't use your power
with too much
with too much gya, with too much ego.
That's what's that's what's at stake
when it comes to the interest that a
person charges. Oh, I've got the power.
I'm going to I'm going to charge you for
it. I got the money. I'm going to charge
you for it." Because I'm going to
swallow you up by stealing. And it's
also a type of power grab. When I steal
your money, what I'm saying is I'm
strong.
You're weak. I'm going to take it.
Says something a little scary but true.
Important to know. When a person takes
Ribbis, what they're saying is,
Hashem, you know, you created this world
and you lend to us our lives. You lend
to us our lives, our souls. You lend us
our families, our blessings, our homes,
our cars, our wisdom, our success. We're
here for a short time, for lucky 70, 80,
90 years. How long are we here for?
Hashem is lending us our lives right
here and right now. When a person takes
service, what they're saying is, Hashem,
you know, you could charge.
You have a right to charge for this
life.
It's a little scary, but that's what
that's what a person is saying.
It's almost like they're saying,
"Hashem, of course, you have all the
power. You could take advantage of us
with the power, right? Everything that
we do here has a repercussion in heaven.
You should take payment for the fact
that you're you're sending down the
rain.
You should take payment for the fact
that you are causing the things that
grow to grow.
You should take payment for the fact
that you're shining the sun on us.
You should take payment for for the soul
that you placed into us, for the body
that you that you
guard for us that it should be healthy
and well.
Can we pay that payment? Do we have the
ability to pay back what God gives us?
Could we ever repay it?
Hashem says to them, "Look at me."
Hashem says, "Don't don't arouse
a judgment. Don't arouse
this kind of statement that you should
be able if you have power to take what
you deserve because of the power." You
know, it's really true. You go to a
bank, you're going to pay interest.
They're going to pay you interest. Money
is power. Money has value. Don't take
advantage of your power says the medish.
And Hashem says, look at the world. I
did not take any ribbus from it.
I don't, you know, Hashem doesn't come
out and say, hey, respect me. Hey, what
are you guys doing with your lives? Why
are you not devoting your lives to me?
Sh doesn't do that. She wants us to find
it on our own. Shm doesn't demand
anything.
says, "I don't say to the earth, where's
the where's what you owe me because I
bring down the rain."
So, Hashem in essence is saying,
"I give you a gift and I'm not it's a
free gift. It's your life.
and everything is in balance and that
nishama is going to return back to me
and and understand that everything is
given with love.
It's not it's not that uh it's not of
course of course there's there's a
reckoning, right? Did we do what we
could with this world because that's why
we're here.
It's but it but there's a balance in it.
That's what the message is saying.
There's a balance in it. Just like the
sun, the day and the and the night.
Sometimes there's more day, sometimes
there's more night. And and there's
there's a quiet in the exchange. There's
a quiet in the return.
The way that Hashem interacts with us is
also that way. Hashem loves us. Hashem
gives life to us. Hashem
is he's a loving God.
He's not a demanding God. He's not a
judgmental God in the in the sense of
anger. But it comes with with a quiet
with a quiet request. Hey, I gave you
your life.
What are you doing with it? I I gave you
a loan.
There's a quiet request that Hashem
makes of us to wake up and recognize it.
And I think that it's important to come
out of this with the ribbus means I I
have to be careful myself not to make
demands on others because of the power
that I have. And if I do so, I awaken
that inside of myself that Hashem will
not make undue demands on me. I think
that's clearly what the Medish is
saying.
I want to bless you and I ask you to
bless me that we should be ze we should
merit to indeed have this sense of
balance have this recognition
have this understanding that the world
is cyclic and to the degree that I can
make sure that I am in balance and not
overstepping my balance not overusing my
power
will reflect that in his relationship
with me should bless us to be able to do
it, to understand it, to live that, and
to experience that. Thank you so much
for listening. Have a wonderful Shabas.
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