The Hidden Kindness of Your Financial Loss

There's none of them, listen to me. Then I don't understand what's going on here. Maybe you understand I don't understand it. I keep Torah. I do mitzvot, kashrut. I learn. And I do everything. YOU TOLD ME SAID I DO IT. NO, WHAT'S THE PROBLEM? WHAT'S THE LISTEN. I had a last month, I had a flight from London to the US. I live in London, go to the US, only a two-day trip, business trip. Two days over there, come back, finish, do the deal, done. I get on the plane, I go to the US. I land within literally an hour or two, I get a heart attack, I'm in the hospital. Hospital, surgery, shalom aleichem, baruch Hashem, thank God. Saved, my life is good. I'm appreciative. I'm in the hospital for a week. Everything is good. But now, since I don't have insurance in America, I have a $30,000 bill for being in the hospital for a week. Now, I understand that Hakadosh BARUCHU SAYS I DESERVE A HEART ATTACK. I'M NOT QUESTIONING THAT. I UNDERSTAND I deserve a heart attack. I did something, for sure. It's definitely kapatah avonot, some sin I made in the past. I understand it's better to hear THAN OVER THERE. THAT POINT I UNDERSTAND. What I don't understand is why could Hakadosh Baruchu SPEED UP THE PROCESS 6 HOURS? WHY COULDN'T HE give it to me IN LONDON? WHY DO I HAVE TO GO ALL THE WAY TO AMERICA TO HAVE A HEART ATTACK, AND NOW I'M IN THE HOLE FOR $30,000? And I don't beat him in. He says, "Look at this kofi tovah. Look at this ungrateful son of Hakadosh Baruchu who does not see the chesed that Hakadosh Baruchu gave him." He says, "You say yourself that you understand that you deserved a heart attack." He says, "Yes." "You deserve it." "Yes. I don't know why, but I know I deserve it. If I got it, I deserve it." That's what the Torah says. Gemara says, "Anything that happens to a person, even if it's a fingernail, a fingernail falls off, fingernail gets hurt, anything, he deserves it for sure. It's actually last week's parsha. Last week's parsha, at the end of the parsha, I don't know if you guys paid attention, end of the parsha, it says, "Their blood is upon them." The main bomb. Any time a person, something happens to them, if they decide to be a idol worshiper, if they decide to be a thief, if they decide to do something, they don't do teshuvah, and punishment comes to them, the main bomb. The main bomb meaning, they brought this upon themselves. So, you understand that? He says, "I understand it." He says, [music] "Here's the problem. You tried to rationalize God, and you figured maybe he could give it to you earlier. You don't understand [music] the chesed part. The kindness that he gave you." "Oh, he saved my life." He goes, "No, no, not that part. The fact that he gave it to you in America, you don't understand." He says, "I don't understand it." "So, let me explain [music] it to you. We can't understand Hashem, but I can give you a facet of what it could be. Obviously, we both agreed that you deserved a heart attack." "Sure." "What you're forgetting is that you also in shamayim, Hakadosh Baruchu says IT'S NOT THE HEART ATTACK YOU SAY that you deserve. You deserve to lose $30,000 on your health. You deserve it." He says, "I agree." He says, "Here's the problem. What you're forgetting is, if he would have done it 6 hours earlier, it would have happened in London." He says, "Yes, better." "Why? In London, you have insurance. In London, you have insurance. So, your insurance would have covered $29,000 out of the 30,000. You have a $1,000 deductible, right? He says, "Yes, IT'S A GOOD POLICY, United Health." "Here's the problem. You still owe 29,000. So, what does Hakadosh Baruchu have to do? He says, "Okay, he has insurance, bad fan, not good fan. Why? He [music] still owes 29,000 in shamayim in heaven, the decree against him $30,000 to be wasted on health." So, what happens? The heart attack NOW HAS TO HAVE A COMPLICATION. The heart attack has to have a complication. You have to come back for a second surgery. But you still have insurance. You still That's $2,000 now. And then the complication hurts the liver. Second surgery, it's another 5,000. What did you cover so far? $7,000. Then you have to have another surgery. They give you the medicine, BUT THE MEDICINE HAS A BAD REACTION, $500. And now, a four, five, six, seven-year nightmare to cover this $30,000, Hashem says, "Let's just get it over with. Let me give it to him one shot, cuz I love him. Spend the $30,000 once, and he doesn't have to suffer for the next 5 years."